You may have realised that your credit score can play an important role in your life. You may not, however, have realised just how important it is. That means you may not appreciate just how much it matters to take good care of it. Even if you do, you may not fully understand what you […]
Advice
Mortgages could cause household woes
As homeowners, it’s crucial to be prepared for the possibility of an increase in mortgage interest rates. Such increases can impact monthly repayments and overall financial stability. This article will explore five effective strategies to help homeowners navigate potential rate hikes and hence ensure they are equipped to handle higher mortgage costs. Reviewing current mortgage […]
Can your energy efficient home help save money on your mortgage
In today’s world, where environmental consciousness and financial considerations go hand in hand, the concept of a green mortgage has gained significant traction. With lenders increasingly offering incentives for energy-efficient homes, homeowners have an opportunity to potentially save money on their mortgages while reducing their carbon footprint. Let’s explore the potential benefits of having an […]
Busting remortgaging myths
Remortgaging can seem daunting, especially with all the myths and misconceptions surrounding the process. Many people are unsure about whether they should remortgage, when they should do it and what their options are. This article will therefore explore some common remortgaging myths and clear them up for you. Myth 1: Income from multiple sources disqualifies […]
100% Mortgage Fears
The resurgence of 100% mortgages has raised concerns in the housing market. While they offer an opportunity for buyers with limited savings to enter the market, the return of these high loan-to-value mortgages has sparked worries about potential risks and their impact on housing market stability. The risks of high loan-to-value mortgages High loan-to-value mortgages, […]
Is property investment still worth it for small scale investors?
The UK’s property market has long been an attractive target for investors. Up until recently, it had options for investors of all sizes. Now, however, smaller investors may be wondering if property investment is still worth it for them. Of course, this is an individual decision. There are, however, some common factors that most investors […]