Sometimes it can feel that there’s not enough time in the day to do whatever it is you absolutely need to do, let alone get started on what you want to do or what you feel you ought to do. It is, however, often very worthwhile to make the time to have a regular financial […]
Finance
Autumn Budget 2021
Budgets are always interesting for mortgage-holders. The October 2021 budget probably contained very few real surprises (if any). Some of its forecasts, and the decisions based on them, could, however, significantly impact the finances of mortgage-holders. Here’s a quick guide to what you need to know. The inflation forecast For mortgage-holders, probably the single most […]
What the budget means for personal finance
The budget was expected. The emergency meeting of the Monetary Policy Committee of the Bank of England, by definition, was not. Both had meaningful implications for personal finance. Interest rates were cut from 0.75% to 0.25% (and have since been cut again to 0.1%) The initial cut sent interest rates back to where they were […]
Is Poor health Making You Poorer?
Although the UK has both a welfare system and free public health care, illness and injury can impact your finances. While there’s a limit to what you can do to protect yourself from becoming ill or injured, you can certainly have a think about what poor health would mean to you and what steps you […]
What Diversification Really Means
Investment portfolios are like teams. They should all work together harmoniously, with each member bringing their own strengths to balance out the others’ weaknesses so that no matter what happens, you wind up with a good result. That’s the theory. The art, science and skill of diversification is building an investment portfolio that makes this […]
Death is free but dying can be expensive
These days, funeral music can go way beyond traditional hymns like Abide with Me, but out of all the songs you might want to choose for your funeral, possibly the most appropriate would be the 2015 hit by LunchMoney Lewis – Bills, because, while death may be free, dying can be expensive. Here are some […]