Regular home insurance may not cover you for DIY disasters. You probably need specific accidental damage cover and even if you have it, you should do your best to avoid claiming it since this can push up your premiums. In the case of DIY, it can also require a visit to A&E. With that in […]
Insurance
When it’s good to take your work home with you
Even though there are a lot of jokes made about health and safety, there’s no disputing the fact that modern workplaces are much safer than their historical counterparts. Admittedly, that’s not all due to health and safety, technology has also helped a lot. It does, however, illustrate the importance of keeping health and safety in […]
Is Poor health Making You Poorer?
Although the UK has both a welfare system and free public health care, illness and injury can impact your finances. While there’s a limit to what you can do to protect yourself from becoming ill or injured, you can certainly have a think about what poor health would mean to you and what steps you […]
The reality of average risk
Averages can be both interesting and informative, but they can also be misleading. Firstly, there are three different ways of calculating them (mean, median and mode), which can produce significantly different results. Secondly, even if “average figures” suggest that there is little likelihood of a negative event happening to you, it can still make a […]
Accidents can (and do) happen
While words like “health and safety” tend to make people’s eyes roll, fundamentally health and safety is basically about taking sensible precautions to keep people safe and it, therefore, applies in the home too. As an added bonus, it also helps to keep your valued possessions safe. Here are some tips on preventing accidents in […]
Death is free but dying can be expensive
These days, funeral music can go way beyond traditional hymns like Abide with Me, but out of all the songs you might want to choose for your funeral, possibly the most appropriate would be the 2015 hit by LunchMoney Lewis – Bills, because, while death may be free, dying can be expensive. Here are some […]