Although the UK has both a welfare system and free public health care, illness and injury can impact your finances. While there’s a limit to what you can do to protect yourself from becoming ill or injured, you can certainly have a think about what poor health would mean to you and what steps you […]
Insurance
The reality of average risk
Averages can be both interesting and informative, but they can also be misleading. Firstly, there are three different ways of calculating them (mean, median and mode), which can produce significantly different results. Secondly, even if “average figures” suggest that there is little likelihood of a negative event happening to you, it can still make a […]
Accidents can (and do) happen
While words like “health and safety” tend to make people’s eyes roll, fundamentally health and safety is basically about taking sensible precautions to keep people safe and it, therefore, applies in the home too. As an added bonus, it also helps to keep your valued possessions safe. Here are some tips on preventing accidents in […]
Death is free but dying can be expensive
These days, funeral music can go way beyond traditional hymns like Abide with Me, but out of all the songs you might want to choose for your funeral, possibly the most appropriate would be the 2015 hit by LunchMoney Lewis – Bills, because, while death may be free, dying can be expensive. Here are some […]
You can’t put a price on peace of mind, but you can buy insurance
Everyday frustrations and challenges are a part of life. Maybe it’s a commute where you never get a seat no matter how tired you are, an annoying colleague or a day just not working out how it was supposed to. If these irritations only happen from time to time, there may be little you can […]
How Relevant Life Cover for Your Employees Can Cut Your Tax Bill (and Theirs)
All employers will understand the challenge of attracting and retaining employees without overspending. The good news is that headline salary, although obviously important, is only one of a range of factors which employees consider when deciding whether or not a job is the right one for them (or whether they wish to stay with a […]