In the ever-evolving economic landscape, the Autumn Statement serves as a pivotal marker for individuals and businesses alike. As a mortgage advice firm, it’s crucial for me to dissect these announcements to guide you through potential implications and strategies. The Unchanged Tax Thresholds: A Double-Edged Sword One of the key takeaways from the Autumn Statement […]
Mortgage
Mortgage next steps
As you approach the conclusion of your fixed-rate mortgage term, it’s natural to ponder the next steps, especially in a climate where interest rates have surged following a period of historic lows. The current economic landscape, marked by a cost-of-living crisis and the highest inflation rates in nearly four decades, adds layers of complexity to […]
Coming to the end of fixed rate
If you are coming to the end of your fixed-rate mortgage, it’s natural to consider what financial avenues are open to you, particularly in a period where interest rates have surged from their historic lows. The current economic environment, with its cost-of-living challenges and soaring inflation, only adds to the decision’s complexity. Delving into Interest-Only […]
Buy to let as a Landlord
As a landlord considering Buy to Let (BTL) mortgages, the prospect of climbing mortgage rates might seem daunting, potentially nibbling away at your profits. Yet, this complex journey can be simplified and optimised with the advice of a mortgage adviser who can help tailor a BTL mortgage that aligns with your unique circumstances. Grasping the […]
Bank Rates – what do you need to know?
With the Bank of England’s base rate holding steady, many are questioning whether this is an opportune moment to consider remortgaging. While the base rate remains unchanged, we find ourselves amidst the highest interest rates seen in the past 15 years. For those nearing the end of their fixed-rate mortgage deals, an upward adjustment in […]
Understanding Product Transfers vs Remortgaging: A Comprehensive Guide
Navigating the mortgage landscape can often seem like a daunting task. However, when your current mortgage deal approaches its conclusion, two primary avenues emerge: a product transfer or a remortgage. Each option comes with its unique set of advantages and considerations. Let’s delve into the differences and the implications of each. What Exactly is Remortgaging? […]