Most people need mortgages to buy property. That means the property is only fully theirs once the mortgage is paid off. Until then, paying off that mortgage has to be one of their top priorities. With that in mind, here are some steps you can take to ensure that you can keep paying your mortgage […]
Mortgage
Should you stay with your lender
When the time comes to remortgage, staying with your current lender may seem like the safe and hassle-free option. It may not, however, be the overall best choice for your financial situation. This article explores the factors to consider when deciding whether to stay with your current lender or explore alternative options, highlighting the potential […]
Should I remortgage when my fixed rate ends
Barring exceptional circumstances, you should definitely aim to have a mortgage in place for when your fixed rate ends. More specifically, you should aim to have the most suitable deal available to you in place for when your fixed rate ends. This may be another fixed-rate deal but it might also mean switching to a […]
Mortgages could cause household woes
As homeowners, it’s crucial to be prepared for the possibility of an increase in mortgage interest rates. Such increases can impact monthly repayments and overall financial stability. This article will explore five effective strategies to help homeowners navigate potential rate hikes and hence ensure they are equipped to handle higher mortgage costs. Reviewing current mortgage […]
Can your energy efficient home help save money on your mortgage
In today’s world, where environmental consciousness and financial considerations go hand in hand, the concept of a green mortgage has gained significant traction. With lenders increasingly offering incentives for energy-efficient homes, homeowners have an opportunity to potentially save money on their mortgages while reducing their carbon footprint. Let’s explore the potential benefits of having an […]
Why plan ahead of your fixed rate ending
Mortgages tend to be for significant amounts of money. They are always for an important purchase, namely the roof over your head. For both of these reasons (and many others), it’s important to stay on top of your mortgage deal. In particular, it’s vital to plan ahead of your fixed rate ending. Understanding the risks […]