The government has now unwound most of its COVID19-specific support and relief measures. There is, however, one unofficial support measure still remaining. That is the 0.1% interest rate set by the Bank of England way back at the start of the pandemic. This too is expected to be rolled back shortly with further increases possibly […]
Mortgages
Act Now To Safeguard Your Mortgage Repayments
Although nobody has a crystal ball, everybody can read numbers or, more accurately, ratios. Currently, interest rates are at historic lows while inflation is well above the government’s 2% target. This means that mortgage holders should be making absolutely sure that they’re on the best deal for them and may wish to give particular consideration […]
Is Specialist Lending For You?
A mortgage is a huge commitment. This means it’s vital to get both the right product and the right lender. Giving some thought to what you want can make the selection process a lot easier. With that in mind, here are some points to consider when considering specialist lending. What type of mortgage do you […]
Home developments and the law
If you’re thinking of developing your home, it’s important to make sure that you do so on a solid legal basis. Laws can and do change over time. They can also vary according to your local area and the type of property you have. With that said, there are some guiding principles that can be […]
Six Mortgage Mistakes To Avoid
A mortgage could well be the biggest single debt you take out in your life. It’s therefore advisable to be strategic in everything regarding it. With that in mind, here are six mortgage mistakes you should definitely avoid. Not keeping a watch on your credit records Your credit records basically give you an insight into […]
How To Help Your Grandchildren Buy A Home
Sometimes the bank of mum and dad isn’t open or isn’t able to lend enough to help young people buy a home. Sometimes grandparents just have more resources to help. Those resources might not be financial. The right advice and guidance can also be valuable. Here are some tips to help. Keep your own finances […]