One of the basic rules of thumb of property buying is that you want to be able to put down as big a deposit as you possibly can. One reason for this is that bigger deposits are looked on very favourably by mortgage lenders and can help you to get a better mortgage deal. In […]
Mortgages
How long should I fix my mortgage for?
The mortgage market review led to the introduction of new mortgage rules. In very simple terms these rules obliged lenders to observe stricter mortgage lending practices. Buyers now need to prepared to demonstrate that they are capable of paying back mortgages over the very long term. This includes accounting for possible changes in personal circumstances. […]
How To Get The Mortgage You Want
These days getting a mortgage is a bit like getting a job. You may know you have what it takes to manage it, but unless you communicate that clearly, the chances are you’re going to go away empty-handed. Understanding The Mortgage Landscape The Mortgage Market Review reforms The Mortgage Market […]