The next few years look set to be interesting ones for the UK. On the plus side, COVID19 does seem to be abating. On the minus side, it’s leaving its financial (and social) toll behind. Then there’s Brexit. There’s also a general election in 2024. Against that backdrop, a five-year fixed-rate mortgage can provide welcome […]
Mortgages
Why You Should Pay Attention To Energy Efficiency
You’re probably already aware that the government has committed to making the UK net-zero by 2050. You may not, however, have realised that this could have significant implications for the whole housing market. Here are some key points on energy efficiency you need to know. Landlords need to meet energy efficiency standards Domestic rented properties […]
Why You Can Profit From Good Mortgage Advice
If you pay any attention to the news you will have seen Martin Lewis advocating for mortgage advisors. There is of course, a very good case for arguing that the best way to get the best deal is to get the best advice first. Let’s look at five reasons why. A good mortgage adviser will […]
Is Buy To Let Still Worth Investing?
Over recent times, tax changes have delivered a sharp blow to the buy-to-let market and yet it has simply rode out the punch and stood firm. This is a pretty clear reflection of the strength of the market, which is essentially based on the fact that the UK has a chronic shortage of housing of […]
How To Plan For Interest-Rate Rises
Even if you’re not a homeowner, you’ve probably noticed that the Bank of England raised interest rates in both December and this February. Given the state of inflation, there may well be more rises on the cards and they may be sooner rather than later. With that in mind, here are some thoughts on how […]
Are You A New First Time Buyer?
Last year, saw 408,379 people collect the keys to their first home. It was the first year the number of first-time buyers had exceeded 400K since 2006. If you were one of those first-time buyers, you might be feeling somewhat nervous about the future. Here are some tips to guide you. Prepare for interest-rate rises […]