Insurance is often looked at in negative terms. In fairness, that’s understandable. Fundamentally, insurance will always be something you buy to protect you against the consequences of a negative event that you hope won’t happen. With that said, however, insurance can offer some positive benefits too. Here are some you might not have thought of. […]
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Why It Pays To Take Care Of Your Credit Score
You may have realised that your credit score can play an important role in your life. You may not, however, have realised just how important it is. That means you may not appreciate just how much it matters to take good care of it. Even if you do, you may not fully understand what you […]
How to get the best price when you sell your house
Houses are major purchases. That means both sellers and buyers are highly motivated to get the best value they can in any transaction. With that in mind, here are some tips for sellers looking to get the best price when selling a house. Be realistic about what the best price is The best price for […]
Is It Still A Seller’s Market?
The introduction of the SDLT (Stamp Duty) holiday sparked a frenzy in the housing market. Realistically, it was only to be expected that the end of the tax break would lead to a slowdown. Just like people, there’s a limit to how long markets can run at maximum speed. The key question, however, is, how […]
Are Tracker Mortgages The Best Option After All?
Before 2008, the big choice for homebuyers was between interest-only mortgages and repayment mortgages. Now, it’s between tracker mortgages and fixed-rate mortgages. Both tracker and fixed-rate mortgages can be (and usually are) issued on a repayment basis. There are, however, significant differences in what they can mean for your finances. The basics of trackers vs […]
How To Navigate The Mortgage Market If You’re Self Employed
On the surface, it may seem like the employed and the self-employed deal with two completely different mortgage markets. Actually, the same rules apply to both mortgage markets. They also manifest themselves in much the same way. If you understand this, it becomes much easier to navigate the mortgage market when you’re self-employed. The basics […]