Mortgages

Looking for a mortgage? Here’s what we offer:

Expert advice tailored to your needs.
Clear guidance on borrowing limits.
Assistance in finding the right mortgage product.

Submission and processing of your mortgage application.

At The Mortgage Network, we specialise in securing competitive mortgages for both homebuyers and Buy to Let Investors. With our extensive experience and strong lender relationships, we keep up with market changes to offer you the best options available.

Offering individual mortgage guidance tailored specifically to your needs

Book a Call

Welcome to The Mortgage Network, where we specialize in guiding first-time homebuyers through the exciting journey of purchasing their first property. Navigating mortgages can be complex, but we're here to simplify the process for you, providing expert advice and walking you through every step until you reach your new front door.

Here's how we can assist you:

Establishing Your Budget: We'll help you determine a realistic budget using our budget planner tool, ensuring that your mortgage is comfortably affordable.

Deposit Guidance: Understanding how much deposit you need is crucial. We'll explain the concept of loan-to-value ratio (LTV) and help you explore mortgage deals based on your deposit size.

Considering Extra Costs: Beyond the purchase price, we'll help you factor in additional expenses like furnishings, renovations, conveyancing fees, and stamp duty.

We source the most suitable mortgage options from a wide range of lenders. This ensures you have access to competitive rates and a mortgage product that matches your needs.

Budgeting for Household Expenses: We'll guide you in budgeting for ongoing expenses such as council tax, utilities, and maintenance, ensuring there are no surprises once you're a homeowner.

Remember, a mortgage is a long-term commitment, so finding the right solution tailored to your needs is paramount.

For more information, please call us on 020 8798 0184 or use our contact form.

Your property may be repossessed if you do not keep up repayments on your mortgage.
Welcome to The Mortgage Network, your go-to destination for expert mortgage assistance when you're moving home. Don't wait until the eleventh hour to determine your borrowing capacity or find the right mortgage product. Call us today to position yourself for a successful home purchase.

Navigating the residential mortgage market can be daunting, with each lender offering different criteria and a myriad of products. With our extensive experience and wealth of knowledge, we're equipped to guide you through this maze, regardless of your background, credit situation, or unique requirements.

When you choose The Mortgage Network, you benefit from:

Expert Guidance: Our seasoned advisers will help you make informed decisions, ensuring you select a mortgage that aligns with your financial needs and goals.

Comprehensive Lender Options: We source the most suitable mortgage options from a wide range of lenders, not limited to your current lender. This ensures you have access to competitive rates and suitable terms.

Financial Clarity: We'll provide insights into how much you can afford to borrow, the associated fees, and what your monthly mortgage payments are likely to be, giving you a clear picture of your financial commitments.

It's crucial to seek impartial advice rather than simply reverting to your existing lender. While they may offer mortgage products, there could be better options available elsewhere, potentially saving you money in the long run.

Don't navigate the homebuying process alone. Contact The Mortgage Network today and let us guide you toward a smooth and successful move.

For more information, please call us on 020 8798 0184 or use our contact form.

Switching to different lenders may incur extra costs.

Your property may be repossessed if you do not keep up repayments on your mortgage.
Could you be overpaying on your mortgage? As your mortgage renewal date approaches, it's crucial to explore whether you could secure a better deal. When your fixed-term mortgage expires, you're often shifted to your lender's standard variable rate (SVR), potentially resulting in higher monthly payments. Don't wait until it's too late – take proactive steps to obtain a competitive mortgage.

Remortgaging requires a keen understanding of the market, and with our years of experience, we possess unparalleled market intelligence to guide you through this process.

Consider the following factors when contemplating a remortgage:

Fees: While lower rates may seem enticing, it's essential to account for administration and setup fees associated with changing your mortgage. Additionally, consider legal and valuation fees, which some lenders may pay upon switching.

Equity: The amount of equity you have in your property plays a significant role in securing favorable mortgage deals. A higher equity can often result in better terms from lenders.

Capital Raising: If you're seeking to release capital through a remortgage, assess how this will affect your equity and, consequently, the deals available to you.

Fixed or Variable Rates: Evaluate market conditions and personal preferences to determine whether fixed or variable rates suit your needs. Transitioning to your lender's Standard Variable Rate may lead to increased monthly payments, making a switch to another deal advantageous.

No matter your requirements, we're here to provide expert guidance and support throughout your remortgaging journey.

For more information, please call us on 020 8798 0184 or use our contact form.

Your property may be repossessed if you do not keep up repayments on your mortgage.
In today's ever-evolving buy-to-let environment, staying informed and securing the right mortgage product is paramount. At The Mortgage Network, our experienced Buy to Let mortgage advisers are dedicated to helping property investors like you find competitive mortgage offers tailored to your needs.

Whether you're a novice investor or a seasoned landlord, seeking a standard loan or facing a more complex situation, our advisers are equipped to provide expert guidance and equip you with the knowledge necessary to make informed decisions about your mortgage.

Here are the key benefits of our service:

Proven Experience: With over 30 years of demonstrated mortgage expertise, we excel in sourcing competitive mortgage products for our clients.

Comprehensive Mortgage Options: We meticulously search and compare buy-to-let mortgage deals from over 70 different lenders, ensuring we find a product ideally suited to you.

Fantastic Mortgage Deals: You’ll get access to various amazing deals that are not available without an intermediary or from the high street banks.

Insightful Knowledge: Our clients value our deep understanding of the mortgage market, returning to us time and again for expert insights and guidance.

Client Satisfaction: We're dedicated to delivering excellent client service and professional mortgage advice, ensuring your satisfaction every step of the way.

When it comes to buy-to-let mortgages, it's essential to understand how they differ from residential mortgages:

The deposit required for a buy-to-let mortgage is generally higher, typically at least 25% of the property value.

Unlike residential mortgages, where borrowing is linked to income, buy-to-let lenders assess the property's rental potential to determine borrowing capacity.

Whether you're venturing into property investment for the first time or expanding an existing portfolio, securing the right buy-to-let mortgage is crucial. Trust The Mortgage Network to guide you through the process and unlock the full potential of your property investments.

For more information, please call us on 020 8798 0184 or use our contact form.

Your property may be repossessed if you do not keep up repayments on your mortgage.

Mortgages

Contact Us