You may be eager to buy a house but that doesn’t necessarily mean that you’re ready to buy one. Before you start getting too absorbed in the property listings, make sure you’ve considered these five points. Do you have current photo ID? You’ll need either a driving licence or a passport to apply for a […]
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Is Specialist Lending For You?
A mortgage is a huge commitment. This means it’s vital to get both the right product and the right lender. Giving some thought to what you want can make the selection process a lot easier. With that in mind, here are some points to consider when considering specialist lending. What type of mortgage do you […]
Home developments and the law
If you’re thinking of developing your home, it’s important to make sure that you do so on a solid legal basis. Laws can and do change over time. They can also vary according to your local area and the type of property you have. With that said, there are some guiding principles that can be […]
Six Mortgage Mistakes To Avoid
A mortgage could well be the biggest single debt you take out in your life. It’s therefore advisable to be strategic in everything regarding it. With that in mind, here are six mortgage mistakes you should definitely avoid. Not keeping a watch on your credit records Your credit records basically give you an insight into […]
How To Help Your Grandchildren Buy A Home
Sometimes the bank of mum and dad isn’t open or isn’t able to lend enough to help young people buy a home. Sometimes grandparents just have more resources to help. Those resources might not be financial. The right advice and guidance can also be valuable. Here are some tips to help. Keep your own finances […]
Understanding the true cost of a mortgage
Sometimes getting any mortgage deal can be a challenge. When, however, you do have a choice between different options, it’s vital that you choose the right one. Mortgages can be for such large amounts that even a small mistake can make a big difference to your finances. With that in mind, here is what you […]