Sometimes it can feel that there’s not enough time in the day to do whatever it is you absolutely need to do, let alone get started on what you want to do or what you feel you ought to do. It is, however, often very worthwhile to make the time to have a regular financial […]
News and Articles
How To Help Your Children Get On the Property Ladder
There are lots of ways to help your children get on the property ladder. Not all involve paying cash. Here are some ideas you could consider. Max out ISAs Under current rules, you can pay into a Junior ISA for your child up until their 18th birthday. You can also open a Cash ISA for […]
How Can You Tell When It’s Time To Sell?
You need somewhere to live your entire life but you don’t need to own a home at all. You certainly don’t need to own any specific home either as your private residence or as an investment. With that in mind, here are some tips on how you can tell when it’s time to sell. They […]
The Current Rules For Buy-To-Let Landlords
Over recent years, the property-investment sector has become much more regulated. What’s more, it’s increasingly common for landlords to be required to prove that they have complied with rules rather than on enforcement agencies to prove that they haven’t. With that in mind, here is a quick guide to the current rules for buy-to-let landlords. […]
Is A Five-Year Fix Playing Too Safe?
The next few years look set to be interesting ones for the UK. On the plus side, COVID19 does seem to be abating. On the minus side, it’s leaving its financial (and social) toll behind. Then there’s Brexit. There’s also a general election in 2024. Against that backdrop, a five-year fixed-rate mortgage can provide welcome […]
Why You Should Pay Attention To Energy Efficiency
You’re probably already aware that the government has committed to making the UK net-zero by 2050. You may not, however, have realised that this could have significant implications for the whole housing market. Here are some key points on energy efficiency you need to know. Landlords need to meet energy efficiency standards Domestic rented properties […]