Interest rates can genuinely be very interesting and it can certainly pay to understand what they are and how they work. With that in mind, here is a brief guide to what interest rates mean in practice. Interest rates are a tool to control inflation The Monetary Policy Committee of the Bank of England has […]
News and Articles
Saving For Junior
Sending a child to school for the first time is a significant milestone in many ways and, if truth be told, one of those ways is financial. Even though childcare costs may still be an issue, especially in the school holidays, the fact still remains that school provides a place to keep children safe while […]
The golden rules of home improvement
The most fundamental rule of home improvement is that it should add value to your home in some way, be that by increasing your enjoyment of it or by increasing its financial value (or both). While everyone will have their own idea of what makes a perfect home, there are some basic rules of home […]
The challenges of stepping up
Getting on the housing ladder is all very well, but if you start off your time as a home owner by purchasing a small property then you may well find yourself in a similar situation to first-time buyers if you later decide you wish to move to a larger home, for example in order to […]
How much money do you really need to retire?
General figures about the cost of retirement income can have their uses, but the fact of the matter is that, like many aspects of life, the cost of retirement will depend greatly on your own personal circumstances, needs and wants. Therefore, instead of looking at “average costs”, we’d like to suggests some points you should […]
The first Help to Buy deals are now coming to an end
The Help to Buy scheme was rolled out in April 2013 and recently made headlines (albeit not necessarily front-page ones) by being rolled out to March 2023. While it may be a matter of debate whether the Help to Buy scheme is a useful scheme to help those struggling with house purchases or just a […]