People who are not used to being on boats may find that the constant up-and-down motion makes them feel seasick. Those who are used to boats, however, just accept this movement as a fact of life. In much the same way, people who don’t really understand the stock market may fear its volatility, whereas more […]
News and Articles
Evaluating auto enrolment contributions
Appreciating the importance of saving for our later years is absolutely nothing new. A quick look at the literature of centuries gone by easily shows how long people have valued what we would now call retirement savings. What has changed, drastically, is how long we are likely to have to live off those retirement savings. […]
Sound advice for all generations
The more things change, the more they stay the same. It may be one of the oldest cliches around but, as is so often the case, there’s a lot of truth in it. In the context of finance, it means that although your priorities will almost certainly change as you go through life, your basic […]
2018 – the year so far
On a personal level, you may be wondering where the year has gone and why Christmas seems to start earlier and earlier (with both Selfridges and Tesco beginning their Christmas promotions in August). To refresh your memory, here is a quick guide to the key events of 2018 so far. The UK Brexit continues to […]
The latest on auto enrolment
The Pensions Act 2008 laid the grounds for what we now know as auto enrolment and by this point in time it is essentially a fact of life for employers and employees. As of the start of this tax year, however, the contributions framework has changed slightly and will change again as of April 2019. […]
Ensuring a comfortable retirement for yourself
Some quiz shows allow contestants to “stop the clock” but in real life, time marches onwards relentlessly and therefore preparing for our later years should be high on the average person’s agenda. Even if, at the present time, you do not envisage yourself having a traditional retirement, you might find it useful to consider the […]