The mortgage landscape has certainly changed a lot since the days before the 2008 financial crisis. Now the key word for both residential buyers and landlords is “affordability” and although the concept of affordability is defined in different ways depending on whether the buyer is looking for a property to live in or a buy-to-let […]
News and Articles
Understanding Credit Rating & Why It’s Important
Fundamentally, your credit rating is simply a reflection of how well you manage your money. While the term “credit score” does infer debt repayments, these days, your credit score can be a broader reflection of how you manage your money more generally. It’s pretty near impossible to opt out of having a credit score If […]
Welcome Relief For Investors
The old joke about death and taxes being the only constants in life will probably ring particularly true to many people when it comes time to fill in tax returns. The good news is that there are various forms of relief available to savers and investors, so a little judicious advance planning can go a […]
Making Sure You’re On The Right Platform
Life can get really hectic and one of the keys to staying on top of everything you need to do and to manage is to ensure that you have a place for everything and everything in its place and that, if at all possible, like items are kept together. This principle often holds good in […]
Making Sure Your Mortgage Is Paid Off
A mortgage is a long-term commitment and has to be met regardless of any short-term issues with your income such as unemployment or being temporarily unable to work through illness or injury. With that in mind, it’s worth looking at how you can be sure to make your mortgage repayments are made even if you […]
New Financial Year
The 2018/19 tax year starts at the stroke of midnight between the 5th and 6th of April. While many individuals leave tax planning to the end of the tax year, you can look to maximise the benefits by using your personal tax allowances* and reliefs straight away. Please get in touch to take advantage of one or more of […]