A mortgage is a long-term commitment and has to be met regardless of any short-term issues with your income such as unemployment or being temporarily unable to work through illness or injury. With that in mind, it’s worth looking at how you can be sure to make your mortgage repayments are made even if you […]
News and Articles
New Financial Year
The 2018/19 tax year starts at the stroke of midnight between the 5th and 6th of April. While many individuals leave tax planning to the end of the tax year, you can look to maximise the benefits by using your personal tax allowances* and reliefs straight away. Please get in touch to take advantage of one or more of […]
Making Sense Of Mortgages
A house is the biggest purchase many people will ever make and hence taking out a mortgage can be a major decision. Because of this, it is worth taking the time to understand the basics of them. Mortgage lenders have to abide by the Mortgage Market Review The Mortgage Market Review stressed the importance of […]
Could You Build Your Own Home?
There’s a lot goes in to building a house and commercial housing developments are often a matter of teamwork, with tasks handed out to people who specialise in them. Private housing development, however, can, within certain limits, work within their own rules and you might be surprised at the options for creating your own home […]
Getting Ready To Meet The Grim Reaper
Death is a fact of life, but life goes on for those we leave behind and so being prepared for the reality of your own death can go a long way to easing the making life easier for those who stay behind. Here are five tips to help you do so. Look at minimising the […]
Pension Death Benefits
The importance of saving for retirement has been really driven home over recent years, particularly with the auto-enrolment campaign (“We’re all in”). Here is a quick look at the four types of pension and what happens to them upon the holder’s death. The state pension A state pension is given to an individual (even though […]