The blunt reality of insurance is that insurance companies are businesses and as such they aim to make a profit. The onus is therefore on the buyer to get right type of cover and the right level of cover and, of course, to provide the insurance company with any relevant information needed to assess the […]
News and Articles
Getting the crowd on board
It’s probably fair to say that in the UK, topics related to the NHS tend to make their fair share of news headlines, both positive and negative. The NHS can and does save lives, but at the same time, it is facing (more than) its fair share of pressures, both in terms of budget and […]
Stop Your Pension Becoming Taxing
Managing your money in a tax-efficient manner is generally to be recommended at any stage in life, but it’s arguably most important for pensioners, who need to make the income they’ve earned during their working years, last them all of the rest of their days, literally. Over recent years, the government has permitted greater flexibility […]
Achieving Your Financial Goals
Money only has any meaningful value, when it’s used to help you achieve your goals. When you’re thinking of how to allocate your disposable income, here are five outcomes you may wish to keep in mind. Looking after yourself and your loved ones It may lack glamour, but having the right insurance in place can […]
Top Financial stories of 2017
As we prepare to bid a (fond) farewell to the year 2017, here’s a quick round up of the year’s main financial news. January While it wasn’t, strictly speaking, financial news, the inauguration of President Trump, was pretty much guaranteed to set the stage for some major changes in numerous areas, including financial changes. As […]
State Pension – All You Need To Know
If you were born after the 5th of April 1951 (for men) or 1953 (for women), you will receive what is being called the “new state pension” as opposed to the old one. Any contributions you made under the old scheme will be transferred to the new one and treated under its rules. Here are […]