Death itself is fairly straightforward for the deceased, it can, however, be both complicated and distressing for those left behind, even when the death involves an elderly person dying quietly in their sleep. The life of those left behind can be made much simpler by some judicious planning. Here are 7 points to consider. Minimise […]
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What Now for Cash & ISAs?
It may seem hard to believe these days, but once upon a time, savers with relatively modest bank balances could still generate a decent income from leaving their money in a savings account to earn interest. Right now, however, those days are long gone and unless and until they come back, people need to think […]
The Importance of Good Pension Advice
Good advice can be invaluable and when it comes to pensions, getting the right advice at the right stage in your life can make all the difference to the degree of comfort in which you spend your retirement. Fortunately the government has recognized this and since April this year it has been possible to withdraw […]
Savings For All Ages
Savings generally fall into two categories. “Cash cushions” provide a soft landing for life’s bumps. “Goal-orientated” savings help us to make key purchases, large and small. Perhaps the clearest example of this is saving for the deposit on a house. Whatever your stage of life, savings can make a big difference to it, particularly if […]
Why It Pays To Go Via The Middle Man
We’ve all seen the adverts on TV (and elsewhere), cut out the middleman, go direct and get the best, possible price. In theory, that’s sound advice – provided that you know exactly what you’re doing. In practice, however, going to a reputable middleman can be exactly the right move to save money (and hassle). This […]
The Advantages of ISAs
Most people benefit from a combination of savings and investments. Savings make sure that we have access to cash in case of need. Investments grow our net worth and make it possible for us to achieve our financial goals. Putting our savings and/or investments into a tax-free wrapper helps us to enjoy more of the […]