The Bank of England recently made headlines with its first interest rate rise in three years.  This increase is now being passed on to...

The UK’s base rate is currently just about as low as it can go (and stay in positive numbers). This means that, realistically, there is...

Home decoration has always been popular. Since the pandemic began, it’s become more popular than ever. The Christmas season tends to...

The UK mortgage market has a wide selection of both variable-rate and fixed-rate mortgages. It also has other niche mortgage products...

The pandemic has created a rather contradictory situation in the housing market. On the one hand, sales of residential property have...

Fundamentally, there is only one way to get a yes from a mortgage lender. That is to convince them that you are able and willing to pay...

The government has now unwound most of its COVID19-specific support and relief measures. There is, however, one unofficial support...

Although nobody has a crystal ball, everybody can read numbers or, more accurately, ratios. Currently, interest rates are at historic...

Budgets are always interesting for mortgage-holders. The October 2021 budget probably contained very few real surprises (if any). Some...

A mortgage is a huge commitment.  This means it’s vital to get both the right product and the right lender.  Giving some thought to what...

If you’re thinking of developing your home, it’s important to make sure that you do so on a solid legal basis. Laws can and do change...

A mortgage could well be the biggest single debt you take out in your life. It’s therefore advisable to be strategic in everything...

Sometimes the bank of mum and dad isn’t open or isn’t able to lend enough to help young people buy a home.  Sometimes grandparents just...

According to figures from Rightmove, the second half of 2020 saw the Cotswolds surge in popularity amongst people looking online for...

If your home is worth more than your existing mortgage then you have “equity” in it. That equity has a monetary value. It, therefore,...

The buying frenzy caused by the SDLT holiday looks likely to come to an end soon.  In fact, it may start fading relatively soon given the...

If you’re selling a home, it makes sense to highlight its most attractive features. To do this, you need to understand what today’s...

The Stamp Duty holiday has arguably been the housing-market equivalent of the January sales. It got people out and spending at a time...

According to the Bank of England, in March 2021, gross mortgage borrowing hit £35.6bn. Repayments, however, totalled just £23.8. This is...

If you thought the self-employed had a hard time in the mortgage market, you’d be right. According to the latest data from the MBT...