Insurance
We excel in identifying providers offering competitive and comprehensive cover
Considering the potential ramifications if anything were to happen to the primary breadwinner is an uncomfortable thought for anyone. Yet, it’s crucial to allocate time when arranging your mortgage to safeguard yourself and your loved ones against the unforeseen.
Protection products encompass policies designed to offer you and your family financial security, whether through a lump sum payment or regular income, in the unfortunate event of serious illness or death.
Below, we’ve outlined some of the most popular types of insurance, tailored to suit your needs:
Life insurance, whether termed as term insurance or life assurance, offers a financial safety net by providing a sum of money in the event of death during the policy term. This tax-free lump sum can be utilised at the discretion of your dependents, serving to cover mortgages, other loans, or safeguarding your family from the burden of debt repayment.
The Mortgage Network asks the delicate questions – we fully assess your needs so that we can truly help you to find a life insurance policy that fits with the demands of your family lifestyle.
For more information, please call us on 020 8798 0184 or use our contact form.
A Critical Illness plan offers invaluable peace of mind by providing a lump sum payout upon the diagnosis of specific illnesses. Designed for individuals and families who seek financial protection in the event of serious illness, this plan serves as a lifeline during challenging times.
Consider the following scenarios: What if illness prevented you from working? How would you and your family manage financially? With Critical Illness cover, you need not worry. The lump sum payout from the policy can be used to cover expenses while you focus on recovery.
The benefits of a Critical Illness policy extend beyond everyday expenses, encompassing critical needs such as household bills, mortgage or loan payments, and even home alterations or hiring assistance if necessary.
In today's world, where survival rates for many critical illnesses are on the rise, ensuring financial stability during and after illness is paramount. Critical Illness cover provides the financial boost and security needed to maintain a sense of normalcy for you and your loved ones during challenging times.
To learn more about how Critical Illness cover can safeguard your financial well-being and support your family's needs in times of illness, please call us on 020 8798 0184 or use our contact form.
In today’s unpredictable landscape, safeguarding your income is paramount. Imagine suddenly finding yourself unable to work due to illness or injury, with bills piling up and no salary to cover them. Thankfully, Income Protection offers a reliable solution that's both easy to set up and affordable.
Income Protection policies typically come in two main forms:
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Short-term Income Protection: Ideal for covering you during a limited period, such as one or two years, due to accident or illness. This form of protection ensures you have financial support to manage specific debts or everyday expenses while you're unable to work.
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Long-term Income Protection: Designed to provide peace of mind by offering a regular income until you can return to work or until the policy term ends. While it may not cover unemployment or redundancy like some short-term policies, long-term Income Protection focuses on accidents, illnesses, and disabilities that hinder your ability to work.
To determine which type of Income Protection best suits your needs and circumstances, please call us on 020 8798 0184 or use our contact form.
For accident, sickness and unemployment & mortgage payment protection insurance, we act as introducers only.
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