At a basic level, interest rates are easy to understand. The higher they are, the more the borrower pays the lender and vice versa. In...

Since the beginning of the Stamp Duty holiday, there has been an overall increase in the price of property in the UK. There has also been...

It was always fairly obvious that COVID19 was going to have a significant financial impact on the UK (and, indeed, the world). What may...

With spring springing and a new financial year rolling in, now could be the perfect time for some financial spring cleaning. If you’re a...

The initial lockdown (in March 2020) brought the housing market to an abrupt stop. Since then, it’s been operating under various levels...

It was almost inevitable that the March 2021 budget was going to be focussed on dealing with the financial impact of COVID19. The...

Recent data from confused.com has given an interesting overview of what the UK wants to know about mortgages. We advise anyone...

Homes are expensive purchases on their own. Once you fill them up with your possessions, they can become even more expensive. It’s...

Business owners have to be prepared to deal with all kinds of challenges. One of them is the ability to get approved for a mortgage....

Like many other industries, the real estate sector has been working to leverage the internet as much as possible. COVID19 has helped to...

Data from the Halifax House Price Index shows that average house prices have increased by 7.6% in the year to November and by 1.2%...

If you are fortunate enough to have savings, then it’s important to use it to best effect.  Paying down your mortgage is one option, but...

The Mortgage Market Review took effect in 2014. Over the long term, it may reduce the risk of another 2008. For the present, however, it...

The Stamp Duty holiday applies to all properties purchased between 8th July 2020 and 31st March 2021 (inclusive). Assuming it closes on...

Negative interest rates are when the Bank of England charges banks for holding their deposits. The idea is that these charges will...

Mortgage application documents tend to be long, detailed and, frankly, very tedious to complete.  It is, however, very advisable to take...

In a normal year, the housing market slows down significantly over the winter months. This year, however, is definitely not a normal...

The UK has long been a famously home-loving nation. Under the current circumstances, that’s probably just as well. One of the many and...

With the UK now, finally, moving out of lockdown, a lot of questions will inevitably be asked about it. Some will be largely academic...

It’s four years until the UK is next due to have a general election, but it seems like campaigning is starting early. Speaking at the...