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Understanding Home Insurance
Homes are expensive purchases on their own. Once you fill them up with your possessions, they can become even more expensive. It’s...
Feb 19, 20213 min read
Business Owners Battered In Mortgage Market
Business owners have to be prepared to deal with all kinds of challenges. One of them is the ability to get approved for a mortgage....
Feb 12, 20213 min read
How To Buy A New Home Without Leaving Yours
Like many other industries, the real estate sector has been working to leverage the internet as much as possible. COVID19 has helped to...
Feb 5, 20213 min read
Can House Prices Keep Rising?
Data from the Halifax House Price Index shows that average house prices have increased by 7.6% in the year to November and by 1.2%...
Jan 29, 20213 min read
Should You Use Savings To Pay Off Your Mortgage?
If you are fortunate enough to have savings, then it’s important to use it to best effect. Paying down your mortgage is one option, but...
Jan 22, 20213 min read
Where Now For Mortgage Prisoners?
The Mortgage Market Review took effect in 2014. Over the long term, it may reduce the risk of another 2008. For the present, however, it...
Jan 15, 20213 min read
Is The Stamp Duty Holiday Still Meaningful?
The Stamp Duty holiday applies to all properties purchased between 8th July 2020 and 31st March 2021 (inclusive). Assuming it closes on...
Jan 10, 20213 min read
What are negative interest rates?
Negative interest rates are when the Bank of England charges banks for holding their deposits. The idea is that these charges will...
Dec 11, 20203 min read
How to Speed up Your Mortgage Application
Mortgage application documents tend to be long, detailed and, frankly, very tedious to complete. It is, however, very advisable to take...
Dec 6, 20203 min read
Boosting your chance of a winter sale
In a normal year, the housing market slows down significantly over the winter months. This year, however, is definitely not a normal...
Nov 29, 20203 min read
The Lockdown And Home Improvements
The UK has long been a famously home-loving nation. Under the current circumstances, that’s probably just as well. One of the many and...
Nov 20, 20203 min read
The Stamp Duty holiday, who wins, who loses?
With the UK now, finally, moving out of lockdown, a lot of questions will inevitably be asked about it. Some will be largely academic...
Nov 13, 20203 min read
New 5% Deposits for First Time Buyers?
It’s four years until the UK is next due to have a general election, but it seems like campaigning is starting early. Speaking at the...
Nov 6, 20203 min read
Is July a sign of good things to come?
It takes a lot to bring the UK’s housing market to a halt, but COVID19 managed it. With lockdown in place, mortgage approvals slowed to...
Oct 30, 20203 min read
Are You a Manager in the Bank of Mum and Dad?
If you’re a manager in the Bank of Mum and Dad, then you may have some serious thinking to do if one (or more) of your children wants to...
Oct 4, 20203 min read
Capital Gains Tax Comes under Review
It probably comes as a surprise to nobody that taxes are under review. While the Coronavirus-relief measures were often welcomed, it was...
Sep 25, 20203 min read
Is now a good time to be a first-time buyer?
If you’re a (potential) first-time buyer, you might be feeling rather confused about your place in the housing market right now. Here is...
Sep 3, 20203 min read
Moving calmly through troubled waters
It’s perfectly understandable if you just want 2020 to be over already. The fact is that there are still five months of it left to go. ...
Aug 21, 20203 min read
Buying a home after lockdown
Estate agents are now open for business and able to conduct home viewings. Property professionals are also able to visit homes for...
Jul 31, 20203 min read
When it's good to take your work home with you
Even though there are a lot of jokes made about health and safety, there’s no disputing the fact that modern workplaces are much safer...
Jul 24, 20203 min read
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