Hopefully, the worst of the COVID19 pandemic is now over and those who have survived it can now get on with rebuilding their lives and...

There are basically two reasons to live in a city. The first is because it’s where you want to be and the second is because it’s where...

Although the housing market and the mortgage market are related, they are not quite the same. You can buy a house without a mortgage. You...

In these troubled times, I know that so many people are concerned with their mortgage. I am still working with my clients over the phone...

Life is full of challenges and possibly the single biggest challenge of longer life expectancy is working out how to finance it.  There...

The Help to Buy scheme has been both extended and limited.  It’s been extended because it now runs to 2023.  It’s been limited because...

The introduction of new “affordability” criteria for mortgages created the, arguably rather farcical, situation of some people being told...

Regardless of how you feel about Brexit, it’s probably good news that one way or another, the issue is likely to be resolved in the near...

In a divorce situation, both assets and liabilities have to be split fairly between the two parties.  For most people, the family home...

When you’re a child, the first time your parents hand you a house key of your own can be a really memorable experience. As an adult,...

Special introductory deals can be very helpful, but they run out eventually.  Similarly, fixed-rate mortgages also have a finite...

Getting “on the property ladder” is notoriously difficult and moving up it can also be quite a struggle.  (In fact, even downsizing can...

Getting on the housing ladder is all very well, but if you start off your time as a home owner by purchasing a small property then you...

The Help to Buy scheme was rolled out in April 2013 and recently made headlines (albeit not necessarily front-page ones) by being rolled...

Romance can make the world a brighter place but as any long-term couple will know, in day-to-day life there are a lot of practicalities...

If you like reading about the property market, you may have noticed that, over recent years, there has been something of a trend away...

With traditional mortgages, you take out a loan from the bank and you make monthly payments which either pay of the interest and a...

You only actually own a property outright if you buy it on a freehold basis (or buy a share of the freehold), in which case your money...

The mortgage landscape has certainly changed a lot since the days before the 2008 financial crisis.  Now the key word for both...

A mortgage is a long-term commitment and has to be met regardless of any short-term issues with your income such as unemployment or being...