Fundamentally, there is only one way to get a yes from a mortgage lender. That is to convince them that you are able and willing to pay...

The government has now unwound most of its COVID19-specific support and relief measures. There is, however, one unofficial support...

Although nobody has a crystal ball, everybody can read numbers or, more accurately, ratios. Currently, interest rates are at historic...

Budgets are always interesting for mortgage-holders. The October 2021 budget probably contained very few real surprises (if any). Some...

A mortgage is a huge commitment.  This means it’s vital to get both the right product and the right lender.  Giving some thought to what...

If you’re thinking of developing your home, it’s important to make sure that you do so on a solid legal basis. Laws can and do change...

A mortgage could well be the biggest single debt you take out in your life. It’s therefore advisable to be strategic in everything...

Sometimes the bank of mum and dad isn’t open or isn’t able to lend enough to help young people buy a home.  Sometimes grandparents just...

Homes are expensive purchases on their own. Once you fill them up with your possessions, they can become even more expensive. It’s...

According to figures from Rightmove, the second half of 2020 saw the Cotswolds surge in popularity amongst people looking online for...

If your home is worth more than your existing mortgage then you have “equity” in it. That equity has a monetary value. It, therefore,...

The buying frenzy caused by the SDLT holiday looks likely to come to an end soon.  In fact, it may start fading relatively soon given the...