Data from the Halifax House Price Index shows that average house prices have increased by 7.6% in the year to November and by 1.2%...

If you are fortunate enough to have savings, then it’s important to use it to best effect. Paying down your mortgage is one option, but...

The Mortgage Market Review took effect in 2014. Over the long term, it may reduce the risk of another 2008. For the present, however, it...

The Stamp Duty holiday applies to all properties purchased between 8th July 2020 and 31st March 2021 (inclusive). Assuming it closes on...

Negative interest rates are when the Bank of England charges banks for holding their deposits. The idea is that these charges will...

Mortgage application documents tend to be long, detailed and, frankly, very tedious to complete. It is, however, very advisable to take...

In a normal year, the housing market slows down significantly over the winter months. This year, however, is definitely not a normal...

The UK has long been a famously home-loving nation. Under the current circumstances, that’s probably just as well. One of the many and...

With the UK now, finally, moving out of lockdown, a lot of questions will inevitably be asked about it. Some will be largely academic...

It’s four years until the UK is next due to have a general election, but it seems like campaigning is starting early. Speaking at the...

It takes a lot to bring the UK’s housing market to a halt, but COVID19 managed it. With lockdown in place, mortgage approvals slowed to...

One of the benefits of being a homeowner is that you have complete control over your home. You can put this to good use to save yourself...