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What Diversification Really Means
Investment portfolios are like teams. They should all work together harmoniously, with each member bringing their own strengths to...
Mar 6, 20203 min read
The financial realities of getting older
Life is full of challenges and possibly the single biggest challenge of longer life expectancy is working out how to finance it. There...
Feb 28, 20203 min read
Help to buy is extended (and limited)
The Help to Buy scheme has been both extended and limited. It’s been extended because it now runs to 2023. It’s been limited because...
Feb 20, 20203 min read
The reality of average risk
Averages can be both interesting and informative, but they can also be misleading. Firstly, there are three different ways of...
Feb 8, 20203 min read
Inflation and Investments
Inflation is basically another word for price increases. Its opposite is deflation. Inflation matters because it influences the cost of...
Jan 30, 20203 min read
Accidents can (and do) happen
While words like “health and safety” tend to make people’s eyes roll, fundamentally health and safety is basically about taking sensible...
Jan 23, 20203 min read
Perfecting Your Pension
Even though there are plenty of ways you can potentially save for your retirement, saving via a pension scheme remains one of the most...
Jan 17, 20203 min read
Mortgage prisoners may get early release
The introduction of new “affordability” criteria for mortgages created the, arguably rather farcical, situation of some people being told...
Jan 10, 20203 min read
What will the election mean for your mortgage?
Regardless of how you feel about Brexit, it’s probably good news that one way or another, the issue is likely to be resolved in the near...
Jan 4, 20203 min read
Death is free but dying can be expensive
These days, funeral music can go way beyond traditional hymns like Abide with Me, but out of all the songs you might want to choose for...
Dec 13, 20193 min read
Is contactless making it too easy?
The concept of a cashless society may sound good in theory. It’s questionable whether it will ever work in practice. It is, however,...
Dec 6, 20193 min read
How does a Divorce affect your Mortgage?
In a divorce situation, both assets and liabilities have to be split fairly between the two parties. For most people, the family home...
Nov 29, 20193 min read
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