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Mortgage and Credit Card Defaults Surge as Interest Rates Bite
As Christmas approached, lenders reported a spike in defaults on mortgages and credit cards, a trend expected to persist, according to...
Feb 11, 20242 min read


Understanding Credit Checks Before You Borrow
Grasping the intricacies of credit checks is crucial as they significantly influence your ability to secure loans, including mortgages,...
Feb 4, 20242 min read


A Concise Guide to Securing a Mortgage and Purchasing Your Dream Home
For many, the journey to homeownership involves borrowing funds. Whether you're a first-time buyer, investing in property to let, or...
Jan 28, 20243 min read
Inflation has decreased
Inflation has decreased to 3.9%, signalling potential interest rate cuts for mortgage borrowers and presenting improved options for...
Jan 21, 20242 min read
Tips for First-Time Buyers and Re-Mortgagers
Introduction Whether you're stepping onto the property ladder for the first time or considering re-mortgaging, preparing for a mortgage...
Jan 7, 20243 min read
A Year in Review: The UK Mortgage Industry in 2023
Introduction As 2023 draws to a close, it's an opportune moment to reflect on the dynamic and ever-evolving landscape of the UK mortgage...
Dec 30, 20233 min read
Understanding the Autumn Statement
In the ever-evolving economic landscape, the Autumn Statement serves as a pivotal marker for individuals and businesses alike. As a...
Dec 17, 20232 min read
Mortgage next steps
As you approach the conclusion of your fixed-rate mortgage term, it's natural to ponder the next steps, especially in a climate where...
Dec 10, 20232 min read
Coming to the end of fixed rate
If you are coming to the end of your fixed-rate mortgage, it's natural to consider what financial avenues are open to you, particularly...
Dec 3, 20231 min read
Buy to let as a Landlord
As a landlord considering Buy to Let (BTL) mortgages, the prospect of climbing mortgage rates might seem daunting, potentially nibbling...
Nov 26, 20232 min read
Bank Rates – what do you need to know?
With the Bank of England's base rate holding steady, many are questioning whether this is an opportune moment to consider remortgaging....
Nov 19, 20232 min read
Mortgage Charter encourages lenders to provide you with more support
Banks and Building Societies have been encouraged by Chancellor Jeremy Hunt to offer more flexibility if you are finding it difficult to...
Oct 29, 20232 min read
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