Mortgage protection insurance is a broad term that covers a few different types of cover, and understanding what each one does is the starting point for working out what's relevant to your situation.

Shared ownership is a route onto the property ladder that more people are using, and with house prices where they are it's not difficult to understand why. What's less straightforward is how the mortgage works within that structure, and there are some important things worth understanding before you commit.

If you're considering overpaying your mortgage, here's what's worth knowing before you start sending extra payments to your lender.

Whether you're buying with a partner, a friend or a family member, there are some important practical and legal considerations that are worth getting your head around before you apply, because they affect not just how the mortgage works but what happens to it if circumstances change down the line.

Securing a mortgage in principle before you begin your house search can give you a significant advantage.