Recent data from confused.com has given an interesting overview of what the UK wants to know about mortgages. We advise anyone considering taking out a mortgage to get professional help, internet searches may not always offer the best solution to your situation. With that in mind, here is a list of questions plus some ideas […]
Mortgage
Understanding Home Insurance
Homes are expensive purchases on their own. Once you fill them up with your possessions, they can become even more expensive. It’s therefore worth taking the time to understand home insurance properly. The basics of home insurance Home insurance is generally divided into two broad categories. The first is buildings insurance and the second is […]
Business Owners Battered In Mortgage Market
Business owners have to be prepared to deal with all kinds of challenges. One of them is the ability to get approved for a mortgage. Unfortunately, this challenge appears to be getting even more difficult thanks to the combined impact of COVID19 and Brexit. The self-employed and the mortgage market Since 2014, lenders have been […]
How To Buy A New Home Without Leaving Yours
Like many other industries, the real estate sector has been working to leverage the internet as much as possible. COVID19 has helped to give this trend a major boost. It is not, yet, always practical to complete a home sale entirely from the comfort of your current home. It is, however, very possible to complete […]
Can House Prices Keep Rising?
Data from the Halifax House Price Index shows that average house prices have increased by 7.6% in the year to November and by 1.2% between October and November. That’s in spite of COVID19 and Brexit drawing ever closer. Can house-price increases continue into 2021 and beyond? Here are some points to consider. The impact of […]
Should You Use Savings To Pay Off Your Mortgage?
If you are fortunate enough to have savings, then it’s important to use it to best effect. Paying down your mortgage is one option, but there are others you should consider first. Building up an emergency fund Emergency funds (or “cash cushions”) are handy at the best of times. Right now, they may literally end […]