If you’re thinking of developing your home, it’s important to make sure that you do so on a solid legal basis. Laws can and do change over time. They can also vary according to your local area and the type of property you have. With that said, there are some guiding principles that can be […]
Mortgage
Six Mortgage Mistakes To Avoid
A mortgage could well be the biggest single debt you take out in your life. It’s therefore advisable to be strategic in everything regarding it. With that in mind, here are six mortgage mistakes you should definitely avoid. Not keeping a watch on your credit records Your credit records basically give you an insight into […]
How To Help Your Grandchildren Buy A Home
Sometimes the bank of mum and dad isn’t open or isn’t able to lend enough to help young people buy a home. Sometimes grandparents just have more resources to help. Those resources might not be financial. The right advice and guidance can also be valuable. Here are some tips to help. Keep your own finances […]
Is The UK Really Escaping To The Country?
According to figures from Rightmove, the second half of 2020 saw the Cotswolds surge in popularity amongst people looking online for property, so escaping to the country. Admittedly, there is a long way between search and completion. There is also a big difference between six months and a long-term trend. The figures do, however, give […]
How To Leverage The Equity In Your Home
If your home is worth more than your existing mortgage then you have “equity” in it. That equity has a monetary value. It, therefore, makes sense to leverage it as much as you can. Here are some points to consider. Stay open to remortgaging Remortgaging can be very useful even if you currently have no […]
You Can Still Get A Mortgage Even If You’re Self-Employed
The buying frenzy caused by the SDLT holiday looks likely to come to an end soon. In fact, it may start fading relatively soon given the time needed for completion. This may actually be good news for buyers, especially first-time buyers and the self-employed. You will, however, need to approach the mortgage approval process in […]