About Us Your journey to financial empowerment starts here – personalised guidance, proactive solutions, and unwavering support every step of the way. Barry Marcus (CeMAP, CeRER) Company Director, Mortgage & Protection Adviser Drawing on over 30 years of experience in the Financial Services Industry, I’ve assisted countless clients in securing tailored mortgage and protection solutions. ​ Here’s what sets my service apart: ​ Access to an extensive array of mortgage products, including exclusive offerings unavailable elsewhere. Expertise in sourcing mortgages for diverse personal circumstances, including self-employed individuals and property investors. Upholding the highest standards of professionalism in advising and managing your mortgage and protection applications. I prioritise understanding your unique needs and circumstances to guide you towards the best financial decisions. Whether you’re a first-time buyer, moving home, seeking to remortgage, or investing in property, expect nothing short of comprehensive, professional, and dependable service. ​ Book your confidential, no-obligation consultation today by emailing barry@themortgagenetwork.co.uk or calling 020 8798 0184 . ​ Your property may be repossessed if you do not keep up repayments on your mortgage. Contact Us Book a Call The Mortgage Network is totally committed to excellent client service. We operate at the highest possible standards in respect of the professional advice and administration of your mortgage application.

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Insurance We excel in identifying providers offering competitive and comprehensive cover Considering the potential ramifications if anything were to happen to the primary breadwinner is an uncomfortable thought for anyone. Yet, it’s crucial to allocate time when arranging your mortgage to safeguard yourself and your loved ones against the unforeseen. ​ Protection products encompass policies designed to offer you and your family financial security, whether through a lump sum payment or regular income, in the unfortunate event of serious illness or death. ​ Below, we’ve outlined some of the most popular types of insurance, tailored to suit your needs: Contact Us Book a Call Life Insurance Life insurance, whether termed as term insurance or life assurance, offers a financial safety net by providing a sum of money in the event of death during the policy term. This tax-free lump sum can be utilised at the discretion of your dependents, serving to cover mortgages, other loans, or safeguarding your family from the burden of debt repayment. ​ The Mortgage Network asks the delicate questions – we fully assess your needs so that we can truly help you to find a life insurance policy that fits with the demands of your family lifestyle. ​ For more information, please call us on 020 8798 0184 or use our contact form. Critical Illness A Critical Illness plan offers invaluable peace of mind by providing a lump sum payout upon the diagnosis of specific illnesses. Designed for individuals and families who seek financial protection in the event of serious illness, this plan serves as a lifeline during challenging times. ​ Consider the following scenarios: What if illness prevented you from working? How would you and your family manage financially? With Critical Illness cover, you need not worry. The lump sum payout from the policy can be used to cover expenses while you focus on recovery. ​ The benefits of a Critical Illness policy extend beyond everyday expenses, encompassing critical needs such as household bills, mortgage or loan payments, and even home alterations or hiring assistance if necessary. ​ In today's world, where survival rates for many critical illnesses are on the rise, ensuring financial stability during and after illness is paramount. Critical Illness cover provides the financial boost and security needed to maintain a sense of normalcy for you and your loved ones during challenging times. To learn more about how Critical Illness cover can safeguard your financial well-being and support your family's needs in times of illness, please call us on 020 8798 0184 or use our contact form. Income Protection In today’s unpredictable landscape, safeguarding your income is paramount. Imagine suddenly finding yourself unable to work due to illness or injury, with bills piling up and no salary to cover them. Thankfully, Income Protection offers a reliable solution that's both easy to set up and affordable. ​ Income Protection policies typically come in two main forms: Short-term Income Protection: Ideal for covering you during a limited period, such as one or two years, due to accident or illness. This form of protection ensures you have financial support to manage specific debts or everyday expenses while you're unable to work. Long-term Income Protection: Designed to provide peace of mind by offering a regular income until you can return to work or until the policy term ends. While it may not cover unemployment or redundancy like some short-term policies, long-term Income Protection focuses on accidents, illnesses, and disabilities that hinder your ability to work. ​ To determine which type of Income Protection best suits your needs and circumstances, please call us on 020 8798 0184 or use our contact form. For accident, sickness and unemployment & mortgage payment protection insurance, we act as introducers only. Contact Us Call us on: 020 8798 0184 Or fill in the form and we will get back to you as soon as possible First Name* Last Name* Email* Phone Number Reason for enquiry* Residential Mortgage Message* SUBMIT By submitting your details in the form you are consenting to our Privacy Policy and understand how we collect and use your personal data.

Contact Us Call us on: 020 8798 0184 Or fill in the form and we will get back to you as soon as possible First Name* Last Name* Email* Phone Number Reason for enquiry* Residential Mortgage Message* SUBMIT By submitting your details in the form you are consenting to our Privacy Policy and understand how we collect and use your personal data.

Client Testimonials The Mortgage Network is totally committed to excellent client service. We operate at the highest possible standards in respect of the professional advice and administration of your mortgage application.

Guiding First-Time Buyers, Home Movers, Buy-to-Let & Remortgages We’ll help find the right mortgage for you Contact Us Book a Call Experience With over 30 years mortgage experience we pride ourselves in finding our customers a competitive mortgage deal. Choice We offer a wide choice of Residential and Buy to Let Mortgages from a comprehensive range of lenders. Knowledge Our customers return time and time again for our insightful knowledge and understanding of the mortgage market. Satisfaction We are totally committed to providing excellent client service & professional mortgage advice. See what our clients say. What We Offer Residential Mortgages Mortgages for first-time buyers, home movers and remortgages. Access to over 65 lenders. Buy to Let Mortgages Mortgages for first-time property investors and experienced landlords. Access to over 70 lenders. Insurance We offer tailored advice for life cover, critical illness cover and income protection. Learn More Learn More Learn More Contact Us Book a Call Your property may be repossessed if you do not keep up repayments on your mortgage. If you are experiencing financial difficulty and struggling to make repayments, then you can contact your lender who may be able to help taking account of your individual circumstances. You may want to contact one of the free impartial money guidance and debt advice services such as StepChange, Citizens Advice, or Turn2Us. You can make a complaint to our network Sesame. Please contact them on the details below: Write to: The Customer Relations Department, Sesame Limited, Fourth Floor, Jackson House, Sibson Road, Sale, M33 7RR. Email: CustomerRelations@sbg.co.uk | Telephone: 0345 0456 800 (Mon-Fri 9.00 am to 5.00 pm) Speak to an advisor Mortgage News & Articles Effective Cost-Saving Strategies for Homebuyers in the UK With the escalation of estate agency fees and the continuous rise in house prices, the UK property market can pose financial challenges... The Essential Guide to House Surveys for Homebuyers Home surveyor Understanding Stamp Duty Land Tax: A Guide for Property Buyers A family getting the keys to their new home 1 2 3 4 5 Contact Us Call us on: 020 8798 0184 Or fill in the form and we will get back to you as soon as possible First Name* Last Name* Email* Phone Number Reason for enquiry* Residential Mortgage Message* SUBMIT By submitting your details in the form you are consenting to our Privacy Policy and understand how we collect and use your personal data.

Refer A Friend We value your referrals: Let us show our appreciation with rewards Enjoy a £50 Gift Voucher! ​ Satisfied with our service? Spread the word to friends and family, and we'll show our appreciation with a £50 Gift Voucher of your choice. Simply encourage them to reach out to us directly and mention your recommendation. Once their Mortgage or Life Insurance application is approved, we'll send you a £50 Gift Voucher as a token of our gratitude. Terms & Conditions Vouchers are paid per introduction and are not based on products sold i.e. if an introduction is made for a Mortgage, and Life Insurance is also sold, only one voucher will be paid. There are no restrictions on the number of referrals made to The Mortgage Network, however there is a maximum of six vouchers issued to a referrer per annum. The voucher is non-transferable and there is no cash alternative. Mortgages: The voucher will be sent to the referrer upon legal completion of the mortgage. Life Insurance: The voucher will be sent to the referrer once the Life Insurance Policy has been put on risk. The Mortgage Network cannot be held liable for any delivery issues once the voucher has left their offices. The Mortgage Network reserves the right to amend, vary or cancel these terms and conditions at any given time.

Looking for a mortgage? Here’s what we offer: ​ Expert advice tailored to your needs. Clear guidance on borrowing limits. Assistance in finding the right mortgage product. Submission and processing of your mortgage application. ​ At The Mortgage Network, we specialise in securing competitive mortgages for both homebuyers and Buy to Let Investors. With our extensive experience and strong lender relationships, we keep up with market changes to offer you the best options available. Mortgages Offering individual mortgage guidance tailored specifically to your needs Contact Us Book a Call First-time Buyer Welcome to The Mortgage Network, where we specialize in guiding first-time homebuyers through the exciting journey of purchasing their first property. Navigating mortgages can be complex, but we're here to simplify the process for you, providing expert advice and walking you through every step until you reach your new front door. ​ Here's how we can assist you: Establishing Your Budget: We'll help you determine a realistic budget using our budget planner tool, ensuring that your mortgage is comfortably affordable. Deposit Guidance: Understanding how much deposit you need is crucial. We'll explain the concept of loan-to-value ratio (LTV) and help you explore mortgage deals based on your deposit size. Considering Extra Costs: Beyond the purchase price, we'll help you factor in additional expenses like furnishings, renovations, conveyancing fees, and stamp duty. We source the most suitable mortgage options from a wide range of lenders. This ensures you have access to competitive rates and a mortgage product that matches your needs. Budgeting for Household Expenses: We'll guide you in budgeting for ongoing expenses such as council tax, utilities, and maintenance, ensuring there are no surprises once you're a homeowner. ​ Remember, a mortgage is a long-term commitment, so finding the right solution tailored to your needs is paramount. ​ For more information, please call us on 020 8798 0184 or use our contact form. ​ Your property may be repossessed if you do not keep up repayments on your mortgage. Moving Home Welcome to The Mortgage Network, your go-to destination for expert mortgage assistance when you're moving home. Don't wait until the eleventh hour to determine your borrowing capacity or find the right mortgage product. Call us today to position yourself for a successful home purchase. ​ Navigating the residential mortgage market can be daunting, with each lender offering different criteria and a myriad of products. With our extensive experience and wealth of knowledge, we're equipped to guide you through this maze, regardless of your background, credit situation, or unique requirements. ​ When you choose The Mortgage Network, you benefit from: Expert Guidance : Our seasoned advisers will help you make informed decisions, ensuring you select a mortgage that aligns with your financial needs and goals. Comprehensive Lender Options: We source the most suitable mortgage options from a wide range of lenders, not limited to your current lender. This ensures you have access to competitive rates and suitable terms. Financial Clarity : We'll provide insights into how much you can afford to borrow, the associated fees, and what your monthly mortgage payments are likely to be, giving you a clear picture of your financial commitments. ​ It's crucial to seek impartial advice rather than simply reverting to your existing lender. While they may offer mortgage products, there could be better options available elsewhere, potentially saving you money in the long run. ​ Don't navigate the homebuying process alone. Contact The Mortgage Network today and let us guide you toward a smooth and successful move. ​ For more information, please call us on 020 8798 0184 or use our contact form. ​ Switching to different lenders may incur extra costs. ​ Your property may be repossessed if you do not keep up repayments on your mortgage. Remortgage Could you be overpaying on your mortgage? As your mortgage renewal date approaches, it's crucial to explore whether you could secure a better deal. When your fixed-term mortgage expires, you're often shifted to your lender's standard variable rate (SVR), potentially resulting in higher monthly payments. Don't wait until it's too late – take proactive steps to obtain a competitive mortgage. ​ Remortgaging requires a keen understanding of the market, and with our years of experience, we possess unparalleled market intelligence to guide you through this process. ​ Consider the following factors when contemplating a remortgage: Fees: While lower rates may seem enticing, it's essential to account for administration and setup fees associated with changing your mortgage. Additionally, consider legal and valuation fees, which some lenders may pay upon switching. Equity: The amount of equity you have in your property plays a significant role in securing favorable mortgage deals. A higher equity can often result in better terms from lenders. Capital Raising: If you're seeking to release capital through a remortgage, assess how this will affect your equity and, consequently, the deals available to you. Fixed or Variable Rates: Evaluate market conditions and personal preferences to determine whether fixed or variable rates suit your needs. Transitioning to your lender's Standard Variable Rate may lead to increased monthly payments, making a switch to another deal advantageous. ​ No matter your requirements, we're here to provide expert guidance and support throughout your remortgaging journey. ​ For more information, please call us on 020 8798 0184 or use our contact form. ​ Your property may be repossessed if you do not keep up repayments on your mortgage. Buy to Let In today's ever-evolving buy-to-let environment, staying informed and securing the right mortgage product is paramount. At The Mortgage Network, our experienced Buy to Let mortgage advisers are dedicated to helping property investors like you find competitive mortgage offers tailored to your needs. ​ Whether you're a novice investor or a seasoned landlord, seeking a standard loan or facing a more complex situation, our advisers are equipped to provide expert guidance and equip you with the knowledge necessary to make informed decisions about your mortgage. ​ Here are the key benefits of our service: Proven Experience : With over 30 years of demonstrated mortgage expertise, we excel in sourcing competitive mortgage products for our clients. Comprehensive Mortgage Options : We meticulously search and compare buy-to-let mortgage deals from over 70 different lenders, ensuring we find a product ideally suited to you. Fantastic Mortgage Deals: You’ll get access to various amazing deals that are not available without an intermediary or from the high street banks. Insightful Knowledge : Our clients value our deep understanding of the mortgage market, returning to us time and again for expert insights and guidance. Client Satisfaction : We're dedicated to delivering excellent client service and professional mortgage advice, ensuring your satisfaction every step of the way. ​ When it comes to buy-to-let mortgages, it's essential to understand how they differ from residential mortgages:​ The deposit required for a buy-to-let mortgage is generally higher, typically at least 25% of the property value. Unlike residential mortgages, where borrowing is linked to income, buy-to-let lenders assess the property's rental potential to determine borrowing capacity. ​ Whether you're venturing into property investment for the first time or expanding an existing portfolio, securing the right buy-to-let mortgage is crucial. Trust The Mortgage Network to guide you through the process and unlock the full potential of your property investments. ​ For more information, please call us on 020 8798 0184 or use our contact form. ​ Your property may be repossessed if you do not keep up repayments on your mortgage. Contact Us Call us on: 020 8798 0184 Or fill in the form and we will get back to you as soon as possible First Name* Last Name* Email* Phone Number Reason for enquiry* Residential Mortgage Message* SUBMIT By submitting your details in the form you are consenting to our Privacy Policy and understand how we collect and use your personal data.