Remortgaging can seem daunting, especially with all the myths and misconceptions surrounding the process. Many people are unsure about whether they should remortgage, when they should do it and what their options are. This article will therefore explore some common remortgaging myths and clear them up for you. Myth 1: Income from multiple sources disqualifies […]
mortgage
What happens when your mortgage deal expires
Understanding what happens when your mortgage deal expires is crucial for homeowners. Failing to take action can result in being transferred to a higher standard variable rate (SVR), leading to increased interest payments. This article explores the implications of mortgage expiration and highlights the role of a mortgage broker in finding the right solutions for […]
100% Mortgage Fears
The resurgence of 100% mortgages has raised concerns in the housing market. While they offer an opportunity for buyers with limited savings to enter the market, the return of these high loan-to-value mortgages has sparked worries about potential risks and their impact on housing market stability. The risks of high loan-to-value mortgages High loan-to-value mortgages, […]
How To Get A Mortgage Lender To Say Yes
For many people, getting a mortgage is essential to be able to buy a house. What’s more, after you’ve bought your house, you’re probably going to need to remortgage periodically. It, therefore, makes sense to think about how you can persuade a mortgage lender to say yes. Here are some tips to help. Take care […]
Spring statement – Property
Spring is traditionally a busy time in the property market. Just how busy it is, however, depends on various factors. Many people involved in real estate will have been awaiting the spring statement with great interest. As it turned out, there were no measures aimed directly at the property market. Overall, however, it was still arguably good news for […]
Are You Ready To Buy A House?
You may be eager to buy a house but that doesn’t necessarily mean that you’re ready to buy one. Before you start getting too absorbed in the property listings, make sure you’ve considered these five points. Do you have current photo ID? You’ll need either a driving licence or a passport to apply for a […]