The more important a decision is, the more important it is to get it right. For the average person, buying a home, even a starter flat, is a huge financial commitment. This means that although the difference between the right mortgage for you and the wrong mortgage for you may boil down to fine details, […]
3 Debt Excuses Busted
Debt is sometimes a pretty-much unavoidable fact of life. It would be nice, for example, if we could all afford to buy houses out of cash savings, but for many people mortgages are the only feasible way of owning a home. While “good” debt may have a purpose, it can still be an advantage to […]
Can you agree finances with your partner?
Money cannot buy you love, but disagreements about money can strain even the most loving of relationships. The reality is that if a relationship is to have a long-term future, couples must be prepared to reach agreements about managing their finances and both parties need to be happy with, and willing to stick to, these […]
The dangers of walking in a winter wonderland
Tempting as the idea may sound, it may be rather impractical to spend all winter indoors. In fact, you may have to spend much more of it outdoors than you’d ideally like, especially if you have young children or dogs. Make sure your footwear has good grip If you’re a dedicated follower of fashion (or […]
How Much Is Your Home Worth?
Your house is basically a pile of bricks and mortar. Your home is whatever’s inside it that matters to you. Obviously, it’s important to insure your house itself appropriately since you need somewhere to live, but it can be easier to determine the insurance value of your house itself than the value of the contents. […]
Discussing downsizing
In principle, downsizing in retirement, after any children have flown the nest, is often the most financially sensible option for many people. As is so often the case in life, however, there can be a very wide gap between financial theory and real-world practice. Where people are under no financial pressure to downsize, the convenience […]