Budget 2016 is now upon us and we can finally see the main budgetary issues for the year ahead. Here are the key points which could affect personal finances. 1 – A New Sugar Tax “Sin” taxes are nothing new with taxes on alcohol and cigarettes having been in place for years. The latest food […]
Advice
Financial Resolutions You Should Make for 2016
With the new year nearly upon us, here are some resolutions to make for 2016 and to keep for the whole year and beyond. Start by looking after your pennies You know the old saying “Look after your pennies and you pounds will take care of themselves.”. It is not entirely true, you do need […]
Don’t Let Your Christmas Debts Hang Around
Christmas comes but once a year. Sadly its financial effects can be felt for a lot longer. Ideally Christmas should be paid for out of a budget you can afford. This could be through savings you make throughout the year. In reality however it is very easy to overspend at Christmas. If the children have […]
Do You Have a Financial Safety Net?
Life happens. It has its ups and realistically it also has its downs. Hopefully, overall, there will be more ups than downs. It is, however, wise to be prepared for the more challenging periods. “Am I protecting my family enough?” is a question to keep in mind at all times. Here are four points to […]