Getting on the housing ladder is all very well, but if you start off your time as a home owner by purchasing a small property then you may well find yourself in a similar situation to first-time buyers if you later decide you wish to move to a larger home, for example in order to […]
Mortgage
The first Help to Buy deals are now coming to an end
The Help to Buy scheme was rolled out in April 2013 and recently made headlines (albeit not necessarily front-page ones) by being rolled out to March 2023. While it may be a matter of debate whether the Help to Buy scheme is a useful scheme to help those struggling with house purchases or just a […]
The practicalities of property ownership
Romance can make the world a brighter place but as any long-term couple will know, in day-to-day life there are a lot of practicalities to consider when it comes to making a relationship work. One of these is considering how assets will be managed, in particular, who actually owns them and who pays for them. […]
Dealing with deposits
The mortgage landscape has certainly changed a lot since the days before the 2008 financial crisis. Now the key word for both residential buyers and landlords is “affordability” and although the concept of affordability is defined in different ways depending on whether the buyer is looking for a property to live in or a buy-to-let […]
Making Sure Your Mortgage Is Paid Off
A mortgage is a long-term commitment and has to be met regardless of any short-term issues with your income such as unemployment or being temporarily unable to work through illness or injury. With that in mind, it’s worth looking at how you can be sure to make your mortgage repayments are made even if you […]
Making Sense Of Mortgages
A house is the biggest purchase many people will ever make and hence taking out a mortgage can be a major decision. Because of this, it is worth taking the time to understand the basics of them. Mortgage lenders have to abide by the Mortgage Market Review The Mortgage Market Review stressed the importance of […]