Predictions are a tricky business, but at this time of year, they’re pretty much obligatory. So with that in mind, let’s take a look at what could be in store for the housing market over the year ahead. London switches to rentals? At this point in time, Article 50 has yet to be triggered. When […]
Property
Buy To Let Tax
As the old saying goes, “If something seems too good to be true, chances are it probably is.”. Anyone tempted to try using creative financial transactions to reduce a tax bill should write out this sentence in big, capital letters using a thick, colourful pen and pin it somewhere clearly visible. There are plenty of […]
Brexit & The Property Market
On 23rd June, the UK will go to the polls to decide whether or not to remain as part of the EU. At this time the end result would appear to be anybody’s guess. If there is a Brexit, what impact could it have on commercial property investment? Demand might be severely impacted Immigration is […]
Help To Buy ISA
One of the basic rules of thumb of property buying is that you want to be able to put down as big a deposit as you possibly can. One reason for this is that bigger deposits are looked on very favourably by mortgage lenders and can help you to get a better mortgage deal. In […]
How long should I fix my mortgage for?
The mortgage market review led to the introduction of new mortgage rules. In very simple terms these rules obliged lenders to observe stricter mortgage lending practices. Buyers now need to prepared to demonstrate that they are capable of paying back mortgages over the very long term. This includes accounting for possible changes in personal circumstances. […]