Remortgaging can seem daunting, especially with all the myths and misconceptions surrounding the process. Many people are unsure about whether they should remortgage, when they should do it and what their options are. This article will therefore explore some common remortgaging myths and clear them up for you. Myth 1: Income from multiple sources disqualifies […]
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What happens when your mortgage deal expires
Understanding what happens when your mortgage deal expires is crucial for homeowners. Failing to take action can result in being transferred to a higher standard variable rate (SVR), leading to increased interest payments. This article explores the implications of mortgage expiration and highlights the role of a mortgage broker in finding the right solutions for […]
How to work effectively with an estate agent
For sale by owner may work in a busy housing market (although it may not get you the best price for your home even then). When the market is slower, however, trying to sell your home yourself can be a seriously bad idea. It’s generally far better to find a reputable estate agent and commit […]
Time For The Self-Employed To Have A Mortgage Checkup
If you’re self-employed and a homeowner or (potential) homebuyer, then now is the perfect time to have a mortgage check-up. After everything that’s happened, your financial situation may not be the best. Don’t, however, let that deter you from securing a suitable deal. Instead, use your business skills, strategy and help to get the mortgage you deserve. Set […]
How To Get A Mortgage As A First-Time Buyer
As a first-time buyer, there are, essentially, two steps to getting a mortgage. Firstly, you need to work on making yourself an attractive prospect to lenders. Secondly, you need to decide what kind of mortgage you want. Here is a simple guide to help. Making yourself an attractive candidate to lenders The exact qualification criteria for any mortgage […]
3 Debt Excuses Busted
Debt is sometimes a pretty-much unavoidable fact of life. It would be nice, for example, if we could all afford to buy houses out of cash savings, but for many people mortgages are the only feasible way of owning a home. While “good” debt may have a purpose, it can still be an advantage to […]