Over recent years, the property-investment sector has become much more regulated. What’s more, it’s increasingly common for landlords to be required to prove that they have complied with rules rather than on enforcement agencies to prove that they haven’t. With that in mind, here is a quick guide to the current rules for buy-to-let landlords. […]
investment
Is Buy To Let Still Worth Investing?
Over recent times, tax changes have delivered a sharp blow to the buy-to-let market and yet it has simply rode out the punch and stood firm. This is a pretty clear reflection of the strength of the market, which is essentially based on the fact that the UK has a chronic shortage of housing of […]
Should You Use Savings To Pay Off Your Mortgage?
If you are fortunate enough to have savings, then it’s important to use it to best effect. Paying down your mortgage is one option, but there are others you should consider first. Building up an emergency fund Emergency funds (or “cash cushions”) are handy at the best of times. Right now, they may literally end […]
What Diversification Really Means
Investment portfolios are like teams. They should all work together harmoniously, with each member bringing their own strengths to balance out the others’ weaknesses so that no matter what happens, you wind up with a good result. That’s the theory. The art, science and skill of diversification is building an investment portfolio that makes this […]
Investing is like gardening, it takes time
Trading is all about timing the market. Basically, it’s the old adage of “buy low and sell high”, but applied to the stock market. There’s nothing inherently “right” or “wrong” about the strategy, but it does carry a couple of significant pitfalls as compared to investing. First of all, trading is, essentially, all about making […]