If you look at a long-term graph of any stock market, especially ones in mature markets, then you’ll probably see a long-term upward trend. Look a little closer, however, and you’ll see that the nice upward line is actually a bit jagged, showing quite obvious dips here and there. Zoom in closer still and you’ll […]
Understanding financial products for landlords
These days it’s arguably more important than ever for landlords to do their sums properly in order to be confident that their investments will bring in net returns which justify the risk involved in holding them. While landlords may, understandably, be focused on legalities such as tax-management and practicalities such as setting rents at a […]
Understanding the basics of workplace pensions
There’s no such thing as a free lunch and you can’t have your cake and eat it. You can, however, make use of tax breaks to reduce the amount of money you hand over to the government and, hence, increase the amount of money you have available for your own use. In some cases, there […]
Investing is like gardening, it takes time
Trading is all about timing the market. Basically, it’s the old adage of “buy low and sell high”, but applied to the stock market. There’s nothing inherently “right” or “wrong” about the strategy, but it does carry a couple of significant pitfalls as compared to investing. First of all, trading is, essentially, all about making […]
Protecting your peace of mind
How much value do you place on peace of mind? If you really stop and think about it, you might be surprised by just how much it matters to you. For example, knowing that your loved ones will be protected in the event of your death can bring you peace of mind. Knowing that you […]
The path to picking up your keys
When you’re a child, the first time your parents hand you a house key of your own can be a really memorable experience. As an adult, picking up the keys to your first house can be an even more memorable experience. The bad news is that it can be quite a tough slog to get […]