The UK is one of the most densely-populated countries in the world and hence there is a high demand for housing both to buy and to rent. Over recent years, the government has attempted to help first-time buyers onto the housing ladder though a combination of providing direct assistance, in the form of help-to-buy schemes, […]
Mortgages
The Upfront Cost of Downsizing
With the notable exception of children, smaller is generally cheaper. This is usually very true when it comes to housing (on a like-for-like basis of course, a studio flat in London might well cost more than a house in rural Wales). Because of this, there’s an obvious financial attraction in downsizing property once children have […]
Getting Your Foot In The Door
The plight of first-time buyers has been making headlines for a long time now – along with the importance of the “bank of mum and dad”. Young adults who want to move away from the parental home for study or work (or just so they can have their independence) face the challenge of saving for […]
Why It Makes Sense To Use A Mortgage Broker
If TV adverts were to be believed, all you need to do to get a great deal on anything is to go compare the market at any one of a number of various online sites. It’s questionable whether only using a price-comparison site will actually give you the best deal on any financial product and […]
House Market Predictions for 2017
Predictions are a tricky business, but at this time of year, they’re pretty much obligatory. So with that in mind, let’s take a look at what could be in store for the housing market over the year ahead. London switches to rentals? At this point in time, Article 50 has yet to be triggered. When […]
Buy To Let Tax
As the old saying goes, “If something seems too good to be true, chances are it probably is.”. Anyone tempted to try using creative financial transactions to reduce a tax bill should write out this sentence in big, capital letters using a thick, colourful pen and pin it somewhere clearly visible. There are plenty of […]