A mortgage is a long-term commitment and has to be met regardless of any short-term issues with your income such as unemployment or being temporarily unable to work through illness or injury. With that in mind, it’s worth looking at how you can be sure to make your mortgage repayments are made even if you […]
Mortgages
Making Sense Of Mortgages
A house is the biggest purchase many people will ever make and hence taking out a mortgage can be a major decision. Because of this, it is worth taking the time to understand the basics of them. Mortgage lenders have to abide by the Mortgage Market Review The Mortgage Market Review stressed the importance of […]
Top Financial stories of 2017
As we prepare to bid a (fond) farewell to the year 2017, here’s a quick round up of the year’s main financial news. January While it wasn’t, strictly speaking, financial news, the inauguration of President Trump, was pretty much guaranteed to set the stage for some major changes in numerous areas, including financial changes. As […]
Britain’s Best Lenders – Mum & Dad
The days of 100% mortgages are unlikely to return any time soon. Quite the opposite, in the current climate, it’s a case of “the bigger the better”, where deposits are concerned. While it may be the purchaser who hands over the deposit, many first-time buyers are turning to the bank of mum and dad for […]
Fixing Mortgages
For many people a mortgage is one of the biggest financial commitments they will ever make, which is why it’s so important to choose the right product for your, personal situation. At this point in time, it’s very hard to find interest-only mortgages for residential properties (although they are still available in the buy-to-let sector), […]
Why It Pays To Go Via The Middle Man
We’ve all seen the adverts on TV (and elsewhere), cut out the middleman, go direct and get the best, possible price. In theory, that’s sound advice – provided that you know exactly what you’re doing. In practice, however, going to a reputable middleman can be exactly the right move to save money (and hassle). This […]