Over recent times, tax changes have delivered a sharp blow to the buy-to-let market and yet it has simply rode out the punch and stood firm. This is a pretty clear reflection of the strength of the market, which is essentially based on the fact that the UK has a chronic shortage of housing of […]
Property
Are You Ready To Beat The Clock On The Stamp Duty Holiday?
The chancellor’s decision to extend the Stamp Duty holiday means that there is a bit of extra breathing space to complete transactions. That said, the full relief is only available until the end of June. This means that nobody can afford to delay. With that in mind, here are some pointers for people looking to […]
What will the election mean for your mortgage?
Regardless of how you feel about Brexit, it’s probably good news that one way or another, the issue is likely to be resolved in the near future, so we can all get on with making plans for our future. Since we all need somewhere to live (as do our family and friends) this means that […]
Are you coming to the end of your deal?
Special introductory deals can be very helpful, but they run out eventually. Similarly, fixed-rate mortgages also have a finite run-time, after which you are typically switched onto your lender’s standard product. Remember that when a financial product comes to the end of its life, you don’t necessarily just have to take what your lender gives […]
Getting help to buy
Getting “on the property ladder” is notoriously difficult and moving up it can also be quite a struggle. (In fact, even downsizing can bring its challenges, especially if you are moving to a more expensive part of the country). The good news is that there are some government-backed schemes which can make the challenge a […]
The golden rules of home improvement
The most fundamental rule of home improvement is that it should add value to your home in some way, be that by increasing your enjoyment of it or by increasing its financial value (or both). While everyone will have their own idea of what makes a perfect home, there are some basic rules of home […]