Even if you’re not a homeowner, you’ve probably noticed that the Bank of England raised interest rates in both December and this February. Given the state of inflation, there may well be more rises on the cards and they may be sooner rather than later. With that in mind, here are some thoughts on how […]
Are You A New First Time Buyer?
Last year, saw 408,379 people collect the keys to their first home. It was the first year the number of first-time buyers had exceeded 400K since 2006. If you were one of those first-time buyers, you might be feeling somewhat nervous about the future. Here are some tips to guide you. Prepare for interest-rate rises […]
Top Decorating Trends for 2022
A new year means a new set of decorating trends. Like all trends, they’re best treated as a source of inspiration rather than as rules you need to follow. With that said, here’s a quick guide to what industry insiders expect to be popular in 2022. DIY/upcycling/sustainability Technically, those are three trends but they are […]
Mortgage Lenders Pass On Interest Rate Rise
The Bank of England recently made headlines with its first interest rate rise in three years. This increase is now being passed on to people with variable-rate mortgages. It is also being factored into new fixed-rate products. What’s more, further increases are definitely a possibility. This raises the question of where the housing market goes […]
What Now For Mortgage Holders?
The UK’s base rate is currently just about as low as it can go (and stay in positive numbers). This means that, realistically, there is far more scope for it to go up than down. It’s likely that a lot will depend on the direction of inflation. Mortgage holders should, however, think carefully about how […]
Decorating Trends for 2022
Home decoration has always been popular. Since the pandemic began, it’s become more popular than ever. The Christmas season tends to give some good pointers to what’s likely to be popular over the coming year. With that in mind, here are some of the top trends emerging for Christmas 2021 and what they could mean […]