Regardless of how you feel about Brexit, it’s probably good news that one way or another, the issue is likely to be resolved in the near future, so we can all get on with making plans for our future. Since we all need somewhere to live (as do our family and friends) this means that […]
Mortgages
How does a Divorce affect your Mortgage?
In a divorce situation, both assets and liabilities have to be split fairly between the two parties. For most people, the family home will be an asset which has a liability attached to it. In other words, the family home will be a source of equity, but it will also have a mortgage attached to […]
The path to picking up your keys
When you’re a child, the first time your parents hand you a house key of your own can be a really memorable experience. As an adult, picking up the keys to your first house can be an even more memorable experience. The bad news is that it can be quite a tough slog to get […]
Are you coming to the end of your deal?
Special introductory deals can be very helpful, but they run out eventually. Similarly, fixed-rate mortgages also have a finite run-time, after which you are typically switched onto your lender’s standard product. Remember that when a financial product comes to the end of its life, you don’t necessarily just have to take what your lender gives […]
Getting help to buy
Getting “on the property ladder” is notoriously difficult and moving up it can also be quite a struggle. (In fact, even downsizing can bring its challenges, especially if you are moving to a more expensive part of the country). The good news is that there are some government-backed schemes which can make the challenge a […]
The challenges of stepping up
Getting on the housing ladder is all very well, but if you start off your time as a home owner by purchasing a small property then you may well find yourself in a similar situation to first-time buyers if you later decide you wish to move to a larger home, for example in order to […]