Hopefully, the worst of the COVID19 pandemic is now over and those who have survived it can now get on with rebuilding their lives and their livelihoods. Part of the transition to the “new normal” will have to involve dealing with the financial consequences of the Coronavirus. The financial-services sector will have a role to […]
News and Articles
Will there be a mass escape to the country?
There are basically two reasons to live in a city. The first is because it’s where you want to be and the second is because it’s where you need to be for your work. Similar comments apply to “commuter-belt” areas. For people in the second category, the COVID19 pandemic may have served to push companies […]
Will COVID19 boost the remortgage market?
Although the housing market and the mortgage market are related, they are not quite the same. You can buy a house without a mortgage. You can also take out a new mortgage without moving home. There is nothing particularly new about this idea, it will, however, be interesting to see if the remortgage market is […]
How can I help?
In these troubled times, I know that so many people are concerned with their mortgage. I am still working with my clients over the phone and now have access to lenders and their contact details. The Bank of England has slashed interest rates what does this mean for you? The Bank of England has cut the […]
What the budget means for personal finance
The budget was expected. The emergency meeting of the Monetary Policy Committee of the Bank of England, by definition, was not. Both had meaningful implications for personal finance. Interest rates were cut from 0.75% to 0.25% (and have since been cut again to 0.1%) The initial cut sent interest rates back to where they were […]
Is Poor health Making You Poorer?
Although the UK has both a welfare system and free public health care, illness and injury can impact your finances. While there’s a limit to what you can do to protect yourself from becoming ill or injured, you can certainly have a think about what poor health would mean to you and what steps you […]