Even though there are plenty of ways you can potentially save for your retirement, saving via a pension scheme remains one of the most common, especially for those in employment, who now have to be automatically enrolled into a pension scheme unless they actively choose to opt-out. If you’re one of the many people currently […]
News and Articles
Mortgage prisoners may get early release
The introduction of new “affordability” criteria for mortgages created the, arguably rather farcical, situation of some people being told that they could not remortgage to a cheaper deal because they could not afford it and thereby being forced to continue using a more expensive mortgage product. These people have become known as “mortgage prisoners”, but […]
What will the election mean for your mortgage?
Regardless of how you feel about Brexit, it’s probably good news that one way or another, the issue is likely to be resolved in the near future, so we can all get on with making plans for our future. Since we all need somewhere to live (as do our family and friends) this means that […]
Death is free but dying can be expensive
These days, funeral music can go way beyond traditional hymns like Abide with Me, but out of all the songs you might want to choose for your funeral, possibly the most appropriate would be the 2015 hit by LunchMoney Lewis – Bills, because, while death may be free, dying can be expensive. Here are some […]
Is contactless making it too easy?
The concept of a cashless society may sound good in theory. It’s questionable whether it will ever work in practice. It is, however, indisputable, that cash isn’t king anymore. Plastic, in its various forms, has long since taken over. There are lots of practical advantages to using plastic rather than cash. One of these is […]
How does a Divorce affect your Mortgage?
In a divorce situation, both assets and liabilities have to be split fairly between the two parties. For most people, the family home will be an asset which has a liability attached to it. In other words, the family home will be a source of equity, but it will also have a mortgage attached to […]