Most people benefit from a combination of savings and investments. Savings make sure that we have access to cash in case of need. Investments grow our net worth and make it possible for us to achieve our financial goals. Putting our savings and/or investments into a tax-free wrapper helps us to enjoy more of the […]
News and Articles
Making A Retirement For Those Who Make A Home
Children are expensive and as soon as you know you’re having one, planning for their arrival and taking care of them once they’ve arrived can take precedence over every other priority. You’ll always be a parent, but you’ll always be a person too and while your children may seem like they’re growing up so quickly […]
Buy To Let Numbers Do Still Add Up
The UK is one of the most densely-populated countries in the world and hence there is a high demand for housing both to buy and to rent. Over recent years, the government has attempted to help first-time buyers onto the housing ladder though a combination of providing direct assistance, in the form of help-to-buy schemes, […]
Check Your Spam Folder & Your Priorities
Call it spam, call it junk mail, whatever you call it, it’s one of the banes of the digital world and these days many of us get so much email, we just delete the contents of our spam folders without even looking (or leave it to our providers to empty it automatically). Actually, we probably […]
Helping your Children to Fly the Nest
Just as young adults may yearn for their independence, outside the parental home, so parents can be just as eager to speed them on their way, so that they can get on with their own plans for the future. The challenge for both sides is that houses are far from cheap. Assuming buying a property […]
Preparing your Pension
As the old saying goes “money doesn’t grow on trees” and sadly pension pots aren’t found at the ends of rainbows either. Building a meaningful pension pot takes time and, frankly, some degree of effort and sacrifice. Essentially, you’re giving up part of your income today, in order to provide an income for yourself at […]