Look after your pennies and your pounds will take care of themselves. It’s an old piece of wisdom and it still has a lot of value in a modern world. Even though it may seem pointless just to save a few pennies here and there, those pennies do add up and will make pounds. With […]
News and Articles
New Rules To Soften The Blow Of Inheritance Tax
Inheritance tax has always been one of the most controversial taxes around. Depending on your point of view it can be: an essential means of making sure that a private individual’s wealth is shared with society as a whole a pragmatic approach to filling government coffers a ghoulish tax applied at a difficult time. Whatever […]
Inflation – The Race Against Time
The Monetary Policy Committee of the Bank of England is tasked with keeping inflation at exactly 2%. If inflation moves more than 1% away from this target (up or down), then the governor of the Bank of England has to write an open letter to the Chancellor of the Exchequer, explaining why this has happened […]
Why Your Pet Would insure You
Even those who’ve never had a pet and never wanted a pet could probably explain the arguments for having pet insurance, courtesy of the many adverts for the product. Now imagine what would happen if your pet could talk. What would it say about insuring you? If you die, who would look after me? Would […]
The Upfront Cost of Downsizing
With the notable exception of children, smaller is generally cheaper. This is usually very true when it comes to housing (on a like-for-like basis of course, a studio flat in London might well cost more than a house in rural Wales). Because of this, there’s an obvious financial attraction in downsizing property once children have […]
Getting Out Of A JAM
The plight of JAMs (those who are just about managing) has been hitting the headlines on a regular basis over recent times. Essentially JAMs are people who are living from one pay-day to the next, perhaps managing to avoid racking up any (more) debts, but unable to make meaningful inroads into existing debts or to […]